このような漠然とした要件から始めましょう:
CREATE TABLE dbo.Students
(
StudentID INT PRIMARY KEY
-- , other columns about students
);
CREATE TABLE dbo.Loans
(
LoanID INT PRIMARY KEY,
StudentID INT NOT NULL FOREIGN KEY REFERENCES dbo.Students(StudentID)
-- , other columns about loans
);
CREATE TABLE dbo.Books
(
BookID INT PRIMARY KEY,
-- , other columns about books
);
CREATE TABLE dbo.StudentBooks
(
StudentID INT NOT NULL FOREIGN KEY REFERENCES dbo.Students(StudentID),
BookID INT NOT NULL FOREIGN KEY REFERENCES dbo.Books(BookID)
);